SoFi reports that home equity loans include fixed-rate loans, HELOCs, and cash-out refinancing, with options varying based on financial needs.

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...