Let’s start with the obvious: We’re in a low-interest-rate environment, and according to the Fed, we’re going to be here for a number of years. With 10-year Treasuries yielding about 0.75%, building ...

Retirement income planning is essential for your peace of mind — it can help you maintain your lifestyle and ease your worries that you'll run out of money.

When it comes to retirement planning, there are a number of different choices. Two of the most commonly used are tax-deferred retirement plans - such as IRAs or 401(k)s - and cash-value life insurance ...

Hang Seng Insurance announced the launch of the enhanced version of the FortuneLife Deferred Annuity Life Insurance Plan1 ('FortuneLife'), a Qualifying Deferred Annuity Policy ('QDAP'). This updated ...

If, before retiring, an insurance agent enters into an irrevocable agreement with the insurance company to receive renewal commissions in level installments over a period of years, only the amount of ...

Learn about guaranteed income annuities (GIAs), including their features and types. Discover their benefits, risks, and how ...

SPRINGFIELD, Mass., Sept. 20, 2012 /PRNewswire/ -- Massachusetts Mutual Life Insurance Company (MassMutual) today announced the launch of MassMutual RetireEase Choice SM, a flexible premium deferred ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught and ...

For the past 60 or more years, the community of estate planners (tax attorneys, accounting firms, financial planning firms, etc.) have utilized cash value life insurance policies and death benefits, ...

Income protection insurance is designed to provide a financial safety net that pays out to cover lost income if you are unable to work due to illness or injury. There’s a range of providers and ...