Building your credit is a daunting task. You aren’t born with a credit history, so you need to take concrete steps when you’re young to establish a solid credit profile. Good credit is essential when ...

When you make a purchase with your debit card, it’s possible to pay as “credit.” Paying as credit affects the way the transaction is processed, but the payment funds are still taken from your bank ...

The largest benefit of an FD-backed card is that it allows you to build or rebuild your credit history. By making timely ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Question: Karen on Twitter asks what Dave would recommend to help her 18-year-old build credit. Dave’s suggestion is to not teach her 18-year-old to build credit. Answer: Karen, you’re not going to ...

Debit cards let you pay for things with money in your bank account, while credit cards pay with a line of credit. A debit card can be handy for preventing overspending and interest charges, as well as ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit ...

Since the emergence of credit cards in the 1960s and the creation of credit scores in the late 1980s, Westerners have utilized the established practice of financial borrowing for decades. While ...